If you want cosmetic surgery, expect to pay out of your own pocket. Insurance typically won’t cover cosmetic plastic surgery costs because it’s elective surgery and not medically necessary. Specific cosmetic surgery costs will vary depending on the doctor’s experience and reputation in the field, location, and the type of surgery itself. For instance, more experienced plastic surgeons tend to charge higher fees. Costs also differ by where you live. Surgeons in larger cities like New York and Los Angeles generally charge more. Average Cost of Popular Procedures These are national average doctors' or surgeons' fees for some of the more common cosmetic surgical procedures, according to a 2015 report from the American Society for Aesthetic Plastic Surgery. Operating room and hospital charges, fees for anesthesia, medical tests, prescription drugs, and post-surgery garments increase the total price. Liposuction: The cost of this procedure depends on what body parts are treated. The average cost for a treatment is about $3,200. Breast augmentation: The average surgeon's fee for breasts enlargement is $3,500 - $4,000, depending in part on the type of implant. Eyelid surgery: Surgeons charge an average of $3,000 for eyelid surgery. Expect to pay more if you have a brow lift in addition to eyelid surgery. Tummy tuck: Costs vary widely for a tummy tuck. The average surgeon's cost for a tummy tuck is about $5,900. Surgeons base their fees on their experience and where in the country they work. Nose surgery: The average surgeon's cost for a nose job—also known as rhinoplasty—is about $4,800. Some insurance plans will pay for nose surgery if it is considered medically necessary, such as to correct a structural defect that impairs breathing. Facelift: A facelift is one of the most costly cosmetic procedures. The average surgeon's cost is about $7,300. Paying for Cosmetic Surgery Many people combine different procedures to get the results they want. For example, many people get a brow lift at the same time as eyelid surgery. This can increase costs. Also, if you have a procedure in more than one spot, as may be the case with liposuction, the fees may be higher. Most insurance plans won’t pay for cosmetic procedures. But many cosmetic surgeons offer financing plans. These plans usually spread out payments over a period of time. Cost is certainly a factor when deciding on cosmetic surgery. But don’t necessarily go with the least expensive surgeon. Choose a surgeon who is board certified and has experience performing your procedure. Carefully research your options. Think about cost and experience before making a decision.