Dr. Lugo accepts 34 insurance carriers

• Aetna
  Advantage
  Aetna EPO
  Aetna HealthFund CDHP
  Aetna HealthFund HDHP
  Aetna NAP
  Choice
  Choice PPO
  Dental PDO
  Elect Choice
  Elect Choice EPO
  Golden Choice
  Golden Choice HMO
  Golden Choice PPO
  Health Fund
  Health Fund POS
  Managed Choice POS
  Managed Choice PPO
  Medicare Advantage HMO
  Medicare Advantage PPO
  National Advantage PPO
  Open Choice PPO
  Quality Point-of-Service POS
  Traditional Choice POS
  Whole Health Banner Health Network
  Whole Health Banner Health Network HMO
  Whole Health Banner Health Network OAMC
  Worker's Compensation WC
• Anthem Blue Cross Blue Shield
  Anthem Blue Cross Blue Shield HMO
  Anthem Blue Cross Blue Shield POS
  Anthem Blue Cross Blue Shield PPO
  Blue Cross Blue Shield of Nevada POS
  Blue Cross Blue Shield of Nevada PPO
  HealthKeepers Plus HMO
  HealthKeepers Plus POS
• Blue Cross Blue Shield
  Blue Advantage HMO
  Blue Advantage PPO
  Blue Card PPO
  Blue Care Connection PPO
  Blue Care Security
  Blue Care Security HMO
  Blue Care Security PPO
  Blue Choice
  Blue Choice HMO
  Blue Choice POS
  Blue Choice PPO
  Blue Cross Blue Shield EPO
  Blue Cross Blue Shield HMO
  Blue Cross Blue Shield POS
  Blue Cross Blue Shield PPO
  Blue HMO
  Blue Lincs
  Blue Lincs HMO
  Blue Plan 65 Medicare Supplement HMO
  Blue Plan 65 Medicare Supplement PPO
  Blue Preferred
  Blue Preferred PPO
  Blue Solutions HMO
  Blue Traditional
  Blue Traditional HMO
  Blue Traditional POS
  Blue Traditional PPO
  CaliforniaCare HMO
  Caring Program for Children
  Community Blue PPO
  Federal Employee Program
  Lumenos HIA
  MCare HMO
  Medicare Select HMO
  Prudent Buyer
  Prudent Buyer PPO
  State Employees Program
  Worker's Compensation WC
• Blue Cross Blue Shield of Alabama
  Blue Cross Blue Shield of Alabama HMO
  Blue Cross Blue Shield of Alabama POS
  Blue Cross Blue Shield of Alabama PPO
• Blue Cross Blue Shield of Arizona
  Blue Alliance Network
  Blue Cross Blue Shield of Arizona HMO
  Blue Cross Blue Shield of Arizona POS
  Blue Cross Blue Shield of Arizona PPO
• Blue Cross Blue Shield of California
  Blue Cross Blue Shield of California HMO
  Blue Cross Blue Shield of California POS
  Blue Cross Blue Shield of California PPO
• Blue Cross Blue Shield of Delaware
• Blue Cross Blue Shield of Florida
  Blue Care HMO
  Blue Cross Blue Shield of Florida PPO
• Blue Cross Blue Shield of Georgia
  Blue Cross Blue Shield of Georgia HMO
  Blue Cross Blue Shield of Georgia POS
  Blue Cross Blue Shield of Georgia PPO
• Blue Cross Blue Shield of Illinois
  Blue Advantage
  Blue Cross Blue Shield of Illinois HMO
  Blue Cross Blue Shield of Illinois POS
  Blue Cross Blue Shield of Illinois PPO
• Blue Cross Blue Shield of Kansas
  Blue Cross Blue Shield of Kansas HMO
  Blue Cross Blue Shield of Kansas POS
  Blue Cross Blue Shield of Kansas PPO
• Blue Cross Blue Shield of Louisiana
  Blue Cross Blue Shield of Louisiana PPO
• Blue Cross Blue Shield of Massachusetts
  Blue Cross Blue Shield of Massachusetts HMO
  Blue Cross Blue Shield of Massachusetts POS
  Blue Cross Blue Shield of Massachusetts PPO
• Blue Cross Blue Shield of Michigan
  Blue Cross Blue Shield of Michigan POS
  Blue Preferred PPO
• Blue Cross Blue Shield of Minnesota
  Blue Cross Accord
  Blue Cross Blue Shield of Minnesota HMO
  Blue Cross Blue Shield of Minnesota POS
  Blue Cross Blue Shield of Minnesota PPO
• Blue Cross Blue Shield of Nebraska
  Blue Cross Blue Shield of Nebraska POS
  Blue Cross Blue Shield of Nebraska PPO
• Blue Cross Blue Shield of North Carolina
  Blue Cross Blue Shield of North Carolina HMO
  Blue Cross Blue Shield of North Carolina POS
  Blue Cross Blue Shield of North Carolina PPO
• Blue Cross Blue Shield of Oklahoma
  Blue Choice
  Blue Cross Blue Shield of Oklahoma POS
  Blue Cross Blue Shield of Oklahoma PPO
• Blue Cross Blue Shield of Pennsylvania
  Blue Cross Blue Shield of Pennsylvania HMO
  Blue Cross Blue Shield of Pennsylvania PPO
• Blue Cross Blue Shield of Rhode Island
  Blue Cross Blue Shield of Rhode Island POS
  Blue Cross Blue Shield of Rhode Island PPO
• Blue Cross Blue Shield of South Carolina
  Blue Cross Blue Shield of South Carolina PPO
• Blue Cross Blue Shield of Texas
  Blue Cross Blue Shield of Texas HMO
  Blue Cross Blue Shield of Texas POS
  Blue Cross Blue Shield of Texas PPO
• Blue Cross Blue Shield of Wisconsin
  Blue Cross Blue Shield of Wisconsin HMO
• CareFirst Blue Cross Blue Shield
  Carefirst Blue Cross Blue Shield HMO
• Cigna
  Choice Fund PPO
  Commercial EPO
  Commercial HMO
  Commercial PPO
  Indemnity EPO
• EmblemHealth
  Emblem Health
  GHI
  GHI EPO
  GHI Health Plan All of New York HMO-High
  GHI Health Plan New York City Plus Most New York Counties HMO-Standard
  GHI HMO Albany-Capital District Area, New York's Hudson Valley, and New York City Area HMO-High
  GHI PPO
  Health Insurance Plan of Greater New York (HIP)
  Health Insurance Plan of Greater New York (HIP) PPO
• Empire Blue Cross Blue Shield
  Empire Blue Cross Blue Shield HMO
  Empire Blue Cross Blue Shield PPO
• Health Net
  Health Net EPO
  Health Net HMO
  Health Net POS
• Horizon Blue Cross Blue Shield of New Jersey
  Blue Cross Blue Shield of New Jersey
  Blue Cross Blue Shield of New Jersey HMO
  Horizon Blue Cross Blue Shield of New Jersey HMO
  Horizon Blue Cross Blue Shield of New Jersey PPO
• Molina Healthcare
  MHNet - Behavioral Health
• Oxford Health Plans
  Commercial HMO
  Freedom Plan HMO
  Oxford Health Plans HMO
• Regence Blue Cross Blue Shield
  Blue Cross Blue Shield of Oregon HMO
  Blue Cross Blue Shield of Oregon POS
  Blue Cross Blue Shield of Oregon PPO
• Regence Blue Cross Blue Shield of Utah
  Blue Cross Blue Shield of Utah POS
  Blue Cross Blue Shield of Utah PPO
• UnitedHealthCare
  Basic PPO
  Choice
  Choice EPO
  Choice HMO
  Choice Plus
  Choice Plus EPO
  Choice Plus HMO
  Choice Plus POS
  Choice Plus PPO
  Commercial HMO
  Empire Plan
  Fiserv
  Golden Rule HMO
  Golden Rule POS
  Golden Rule PPO
  MAMSI
  Medicaid HMO
  Navigate HMO
  Navigate POS
  Optimum Choice HMO
  Options PPO
  Oxford Liberty
  Select HMO
  Select Plus HMO
  United Behavioral Health
  United Healthcare
  United Healthcare EPO
  United Healthcare POS

*Please verify this information when scheduling an appointment.