Win $10,000 to help pay your insurance premiums!
Open Enrollment season is here, and who wouldn’t appreciate a little help paying for next year’s healthcare premiums or other medical bills?

That’s where Healthgrades comes in. We’re giving away $10,000--that’s roughly a year’s worth of insurance premiums for the average family--to one lucky winner in the Bills4Bills Premium Payoff Sweepstakes.

See the full list of prizes below.
1 winner of $10,000
(one year of premiums)
2 winners of $5,000
(half year of premiums)
 3 winners of $250
(gym, massage or whatever)
Ready to Win? 3 Ways to Enter:
Complete the sweepstakes entry form above for one entry.
Leave a written review for your doctor(s) on Healthgrades.com and receive one entry for each submission. All reviews are automatically entered into the sweepstakes all month long!
Refer your friends using the entry form above and receive an entry for each successful referral.
There is no limit to how many entries you can earn!
And since it's Open Enrollment, here are some valuable resources to help you choose the right health insurance plan for you!
Types of Health Insurance Plans and Networks
8 Tips for Saving on Healthcare Costs

Which People Can You Cover Under Your Health Plan?

Sweepstakes details

It’s open enrollment season and we want to pay your healthcare costs! Enter the Bills4Bills Sweepstakes for a chance to win up to $10K to use towards your family’s healthcare premiums and other healthcare needs! 

Leave a review for your doctor or refer your friends for multiple entries! 

There is no limit to your entries -- so sign-up, review and refer as many people as you’d like. The more entries, the more chances to win!
Frequently Asked Questions

What is this sweepstakes?
During the month of November, enter for a chance to win one of several cash prizes towards your family’s health care costs. Refer your friends for additional chances to win. For all the details read the official rules below.

What are the prizes?
We’re giving away One (1) $10,000 cash prize (which can be used for medical expenses). Two (2) $5,000 cash prizes (which can be used for medical expenses). Three (3) $250 Visa® Gift Cards (which can be used towards health/gym membership fees).

How do I enter?
You may enter the sweepstakes by; completing the sweepstakes entry form, successfully referring a friend(s), and/or leaving a comment review for your doctor on Healthgrades.com.

How do I leave a review for my doctor?
To leave a review for a doctor, you first need to find their profile on our site at www.healthgrades.com. On their profile, click the option under their name that says "LEAVE A REVIEW.” Only reviews with comments will be entered into the sweepstakes. 

How do I create a My Account?
Users can create a free Healthgrades My Account by signing up for one at https://www.healthgrades.com/account.

How do I update a Healthgrades My Account?
Users log in to My Account by clicking on the “Log In” text on the top right hand corner of our homepage http://www.healthgrades.com or by visiting  https://www.healthgrades.com/account. After successfully logging in, users can add/update their profile information, health insurance information, or “My Care Team.”

How do I get referral entries?
If you refer a friend to the sweepstakes and they successfully sign-up, you will be awarded an additional entry. Referral entries are not given to members that are already in the Healthgrades email list or have been referred by another member.

The entry form has reset itself and is asking me to enter again before I can refer other people. What should I do?
If you have reset your cookies or are using a different web browser, you may need to fill the entry form out again. Completing the form a second time will not increase your chances of winning, but will allow the system to give you credit for the referral entry.

What are the rules?
The official rules are available below.

Do I have to sign up for the Healthgrades newsletters in order to enter?
Yes, but you can opt-out at any time by clicking the opt-out or manage my email preferences on the footer of all emails. 

How will I know if I won?
After all of the entries have been collected, our team will randomly select the winners and notify them by email. The winners will be contacted in mid-December 2019 to redeem the prize.

Can I request a list of the winners?
Absolutely. Just send a self-addressed stamped envelope to: “Bills4Bills Sweepstakes’ List”, Attn: Marketing Team, 1801 California Street, Suite 800, Denver, CO 80202 by December 30th, 2019.

Official rules

Healthgrades Bills4Bills Sweepstakes | OFFICIAL RULES
NO PURCHASE NECESSARY TO PLAY OR WIN. Void where prohibited by law.

1. Promotion Period: This Sweepstakes begins at 8:00:00 a.m. MT on the first day of November, 2019 and ends at 11:59:59 p.m. MT on the thirtieth day of November, 2019 (“Sweepstakes Period”).

2. How to Enter: You may enter the Sweepstakes by completing and submitting a patient experience survey with comment through the Healthgrades website (submitters of valid entries referred to as “Entrants”), mobile site or mobile application, and confirming such survey for display on Healthgrades’ website (Approvals may take 3-4 days following confirmation to display). After completing and submitting your survey with comment you will then receive one (1) Entry into the Sweepstakes (“Entry”). Patient experience surveys with no comment do not qualify as an Entry or that do not meet Sponsor’s criteria for display. You may also enter the Sweepstakes by completing and submitting an entry form through the Healthgrades website (submitters of valid entries referred to as “Entrants”), mobile site or mobile application. After completing and submitting your entry you will then receive one (1) Entry into the Sweepstakes (“Entry”). BONUS ENTRY: Should an entrant successfully refer another user, the entrant will automatically be granted an additional (1) Entry. There is no limit to the number of entries a person (based on email address) can receive but only submissions to unique users will be counted. A resubmitted referral to an already existing user does not qualify as an Entry. Any attempted form of entry other than as described herein is void. Proof of submitting an entry will not be deemed by Sponsor as proof of receipt of Entry. Any attempted form of entry other than as described herein is void. Proof of submitting a survey will not be deemed by Sponsor as proof of receipt of Entry. Any attempt by an Entrant to obtain more than the stated number of surveys by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/sweepstakes subscription notification and/or entering services, will void ntrant’s surveys and ntrant may be disqualified. Final eligibility for the award of any prize is subject to eligibility verification, as set forth below. The website may not be accessible from all mobile phones, handheld devices and/or tablets. If an Entrant experiences any issues entering, he/she should access the website from a desktop or laptop computer. All survey responses are subject to Sponsor’s User Agreement and Privacy Policy and are the exclusive property of Healthgrades, and none will be acknowledged or returned. Healthgrades is not responsible for lost, late, incomplete, or invalid surveys, which will be disqualified.

3. Prizes/Odds of Winning: Six (6) prizes will be awarded in this Sweepstakes consisting of the following: One (1) $10,000 cash prize (which can be used for medical expenses). Two (2) $5,000 cash prize (which can be used for medical expenses). Three (3) $250 Visa® Gift Card (which can be used towards health/gym membership fees). Approximate Retail Value (“ARV”) of each prize is: $10,000, $5,000 and $250.00 respectively. Actual prize to be awarded will be at Sponsor’s sole discretion. The total ARV of all prizes is: $20,750.00. Odds of winning a prize depend on the total number of eligible Entries received during the Sweepstakes Period. Limit one (1) prize per person/family/household. Prizes are not transferable.

4. Drawing: There will only be six winners of the Sweepstakes Prizes (“Winner(s)”). Each Winner will be selected randomly in a drawing of all eligible Entrants by the Sweepstakes administrator located in Denver, CO on or about twenty business days following the Sweepstakes Period (“Drawing Date”). The Winners will be notified by electronic mail that they have been selected as a Winner and given instructions regarding how to claim the Sweepstakes Prize. 

Each Winner will have twenty (20) business days from the date of notification of his or her selection as the Winner to accept the Sweepstakes Prize. If the selected Winner(s) cannot be contacted, are ineligible, fail to claim the Sweepstakes Prize, or fail timely to return any completed documentation, if required, the selected Winner’s Sweepstakes Prize may be forfeited. If any Sweepstakes Prize is unclaimed or forfeited, it will not be awarded to other Entrants. ALL FEDERAL, STATE, AND LOCAL TAXES ASSOCIATED WITH THE SWEEPSTAKES PRIZES, AND ANY EXPENSES ASSOCIATED WITH REDEEMING THE SWEEPSTAKES PRIZES, ARE THE SOLE RESPONSIBILITY OF THE WINNER. Winners are responsible for all related income taxes and sponsor may withhold taxes as required by law. Each Winner releases, indemnifies, and holds harmless the Sponsor and all its related individuals and entities, including its agents and independent contractors, from and against any and all liability, claims, or actions of any kind sustained in connection with participation in the Sweepstakes and/or the receipt, ownership, or use of the Sweepstakes Prize. Each Winner may be required to sign and return an affidavit of eligibility. Each Winner consents to the use of his/her name, photograph, and/or likeness for advertising and publicity purposes without additional compensation, unless prohibited by law.

5. Eligibility: The Bills4Bills Sweepstakes (The “Sweepstakes”) is only open to permanent legal residents of the fifty (50) states of the United States (“U.S.”) and the District of Columbia (“D.C.”) who are currently physically located and residing therein (excluding Guam, Puerto Rico and all other U.S. and foreign territories and possessions) and who are eighteen (18) years of age or older as of the date of Entry. Entrants must have a registered account on http://www.healthgrades.com to enter. Employees of Healthgrades Operating Company, Inc., their advertising or promotion agencies, those involved in the production, development, implementation or handling of the Sweepstakes, any agents acting for, or on behalf of the above entities, their respective parent companies, officers, directors, subsidiaries, franchisees, affiliates, licensees, service providers, prize suppliers, any other person or entity associated with the Sweepstakes (collectively “Sponsor”) and/or members of their immediate families (spouses, children, siblings, parents) and/or persons living in the same household as such persons, whether or not related, are ineligible to enter the Sweepstakes. By submitting an Entry (defined in section 3), Entrant agrees and acknowledges that he/she has read, accepts and is bound by these Official Rules, the Sponsor’s User Agreement and Sponsor’s Privacy Policy that are in effect at the time that Entrant submits the Entry (defined in section 3) pursuant to the terms thereof.

6. Sponsor: Healthgrades Operating Company, Inc. is the sole sponsor of the Sweepstakes, and may be contacted at 1801 California Street, Suite 800, Denver, Colorado 80202, 303-716-0041.

7. Disclaimers: Sponsor is not responsible or liable for Entries that are entered by other than human means (such as by an automated computer program or any non-human mechanism, entity, or device), in excess of the stated limit, or for Entries that are illegible, late, tampered with, forged, incomplete, misdirected, deleted, damaged, lost, misplaced, stolen, destroyed, or otherwise not in compliance with these Official Rules and such Entries will be disqualified. By entering the Sweepstakes, Entrants agree and acknowledge that the Sponsor shall have no responsibility or liability (including, but not limited to, liability for any property loss, damage, personal injury or death) in connection with: participation in this Sweepstakes; human error; acceptance/possession, use/misuse, and/or defects of the prizes awarded herein; typographical errors in Sweepstakes promotional material; any technical malfunctions of the telephone network, computer online system, computer dating mechanism, computer equipment, software, or internet service provider utilized by Sweepstakes; interruption or inability to access the Sweepstakes, the Website, or any online service via the internet due to hardware or software compatibility problems; any damage to Entrant’s (or any third person’s) computer and/or its contents related to or resulting from any part of this Sweepstakes; and/or cancellations and/or delays, or other company or any other persons providing any components of the prizes for a Winner due to reasons beyond Sponsor’s control even if caused by the negligence of one of the Sponsor. Entrants further agree to indemnify and hold harmless the Sponsor from any and all liability resulting or arising from the Sweepstakes, and hereby acknowledge that said Sponsor have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to any prize, including express warranties provided exclusively by a prize supplier that are sent along with the prizes. Sponsor shall not be liable for any injury, damage, loss, expense, accident, delay, inconvenience or irregularity that may be caused or contributed (1) by any wrongful, negligent or unauthorized act or omission on the part of the prize supplier or any of its agents, servants, employees or independent contractors, (2) by any wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of Sponsor, or (3) by any other cause, condition or event whatsoever beyond the reasonable control of Sponsor or its parents, subsidiaries and affiliated companies. The failure of Sponsor to comply with any provision of these Official Rules due to an act of God, hurricane, war, fire, riot, earthquake, terrorism, act of public enemies, actions of governmental authorities outside of the control of Sponsor (excepting compliance with applicable codes and regulations) or other force majeure event will not be considered a breach of these Official Rules.

8. Additional Conditions: This Sweepstakes is subject to these Official Rules and all federal, state, and local laws and regulations (collectively “Rules and Laws”). By entering the Sweepstakes and accepting a prize, Entrants agree and acknowledge to be bound by the these Rules and Laws, as well as the decisions of the Sweepstakes administrator which are final and binding in all respects; to waive any rights to claim ambiguity with these Rules and Laws and the Official Rules; to indemnify and hold harmless the Sponsor from any and all liability resulting or arising from use of any submitted Entry; and to release all rights to bring any claim, action or proceeding against the Sponsor. Once submitted, Entries become the sole property of the Sponsor and will not be returned. Thus, except where prohibited by law: (1) Entry and/or Winner’s acceptance of a prize constitutes permission for the Sponsor to use each Winner’s name, address (city and state), photo, likeness, biographical information, statement and voice for advertising/publicity purposes worldwide and in all forms of media (including posting on Website), in perpetuity, without further notice to or compensation in connection with said Sweepstakes or the prize awarded, and (2) Sponsor has the right to modify, edit, adapt, electronically alter, use, assign and/or dispose of such Entries however it sees fit and for any purpose without any notice or compensation to Entrant or any third parties. Any personal information supplied by Entrants to Sponsor or its affiliates will be subject to Sponsor’s privacy policy, located at http://www.healthgrades.com/content/privacy-policy. Sponsor reserves the right, in its sole discretion, to disqualify any individual found to be tampering with the entry process or the operation of the Sweepstakes; to be acting in violation of the Official Rules, or to be acting in an unsportsmanlike or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person. Any person attempting to defraud or tamper with this Sweepstakes will be prosecuted and is not eligible for a prize. If, for any reason, the Sweepstakes is not capable of running as originally planned, Sponsor in its discretion, reserves the right to cancel, suspend or modify the Sweepstakes or any portion(s) thereof and to conduct the drawing and award the prizes from among all salvageable eligible Entries received prior to and/or after (as appropriate) the action taken by the Sponsor, or award the prizes in a manner that is fair and equitable. In case of a dispute over the identity of an Entrant who submitted a winning Entry, the authorized account holder of the email address associated with that Entry will be deemed the Entrant. The “authorized account holder” is deemed the natural person who is assigned to an email address by an internet access provider, service provider or other online organization that is responsible for assigning email addresses for the domain associated with the submitted email address. Said owner must comply with these Official Rules, be the person who completed the act of entering, and, in Sponsor’s sole discretion, may be required to provide proof of ownership of the email account.

9. GOVERNING LAW, JURISDICTION, ARBITRATION: Any controversy or claim arising out of or relating to (i) the Sweepstakes, (ii) the awarding or redemption of any prize and/or (iii) the determination of the scope or applicability of these Official Rules or their enforcement or interpretation shall be governed by and construed in accordance with the substantive laws of the state of Colorado without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other state’s laws. Any controversy or claim arising out of or relating to this agreement, its enforcement, arbitrability or interpretation shall be submitted to final and binding arbitration, to be held in Denver County, Colorado, before a single arbitrator. The arbitrator shall be selected by mutual agreement of Sponsor and the Entrant or Entrants bringing forth the controversy or claim (collectively, the “Parties”) or, if the Parties cannot agree, then by striking from a list of arbitrators supplied by the American Arbitration Association or JAMS/Endispute. The arbitration shall be a confidential proceeding, closed to the general public. The arbitrator shall issue a written opinion stating the essential findings and conclusions upon which the arbitrator’s award is based. The Parties will share equally in payment of the arbitrator’s fees and arbitration expenses and any other costs unique to the arbitration hearing (recognizing that each side bears its own deposition, witness, expert and attorneys’ fees and other expenses to the same extent as if the matter were being heard in court). Entrant(s) agrees that his/her claim will be resolved individually, exclusively by arbitration, without resort to any form of class action. Entrant(s) further agrees that any claim/judgment/award in such arbitration shall be limited to actual out-of-pocket costs incurred, including costs associated with participating in the Sweepstakes but in no event attorneys' fees; and, under no circumstances, will an Entrant(s) be entitled to awards for, and Entrant(s) hereby waives all rights to claim, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or increased. Should any term of this section be deemed void, unenforceable or contrary to law, such term shall, but only to the extent necessary to bring this section within the requirements of law, be deemed to be severed from the other terms of these Official Rules, and the remainder of these Official Rules shall be given effect as if it had not included the severed term herein. THE PARTIES HEREBY WAIVE THEIR RIGHT TO JURY TRIAL WITH RESPECT TO ALL CLAIMS AND ISSUES ARISING OUT OF OR RELATING TO THIS AGREEMENT WHETHER SOUNDING IN CONTRACT OR TORT, AND INCLUDING ANY CLAIM FOR FRAUDULENT INDUCEMENT THEREOF.

10. Names of Winners/Official Rules: To receive the Winners’ list or an additional copy of these Official Rules, send a self-addressed stamped envelope to: Bills4Bills Sweepstakes “Winners’ List” or “Rules” (specify which), Attn: Consumer Marketing Team, 1801 California Street, Suite 800, Denver, CO 80202. All requests must be received by December 30, 2019. The Official Rules will be available on the Website during the entire Sweepstakes. Name of Winners may also be posted on the Website.
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